First-Time Homebuyer Program
This program is currently closed due to State budget cuts.
The First Time Homebuyer Program provides up to a maximum of $30,000 in financial assistance to qualified low- and moderate-income borrowers for the purchase of their first home.
The First Time Homebuyer Program provides up to a maximum of $30,000 in financial assistance to qualified low- and moderate-income borrowers for the purchase of their first home.
The City's loan can be used toward down payment and/or closing costs.
Eligible households are those with combined gross incomes at or below 120 percent of the area income, adjusted by household size.
For additional information, please call (510) 577-6004.
For information on upcoming City and approved free first time homebuyer seminars (conducted by Bay Area Home Buyer Agency), please go to http://www.myhomegateway.com/, or call (888) 572-1222, ext. 110.
PLEASE NOTE: The First Time Homebuyer Seminar Scheduled for May 12, 2012 HAS BEEN CANCELLED
Download the First Time Homebuyer Program Brochure: English | Spanish | Chinese
This program is currently closed due to State budget cuts.
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The Housing Rehabilitation Program provides low-interest loans to low-income homeowners for major housing repairs such as roofing, plumbing, electrical, painting and seismic safety. Loans have an annual simple 3% interest, no monthly payments, but are paid upon sale of house, refinancing, or vacancy of premises by owner. The maximum loan amount is $35,000.
Please use the Rehab Loan Application Form 1.01 to apply and refer to the Current HUD Income Limit to verify income qualifications.
The Housing Rehabilitation Program also provides grants to very low-income homeowners to pay for minor home repair, mobile home repair, accessibility, exterior paint, exterior yard clean-up and seismic strengthening (low-income households eligible).
Please use the Grant Application Form 1.01(a) to apply and refer to the Grant Summary and Current HUD Income Limits to review the details of the program and verify income qualifications.
Download the Housing Rehabilitation Program Flyer: English | Spanish | Chinese
Is your home leaking energy and money? Let Alameda County help reduce your energy bill for FREE. You may be eligible for FREE weatherization improvements in your home. Contact Alameda County at (510) 670-6125 or infoweatherization@acgov.org.
Please use the Application to apply, and refer to the Weatherization Program Income Guidelines to verify income eligibility.
Download the Weatherization Program Flyer: English
For more information, go to the Alameda County website: http://www.acgov.org/cda/nps/weatherization.htm.
The Inclusionary Housing Program was created through the City's Inclusionary Zoning Ordinance, which requires new residential development projects (including condominium conversions) to set-aside at least 15 percent of their units for moderate-, low-, and very low-income households.
A new for-sale housing development with two to six total units has the option of providing one affordable unit for moderate-income households, or pay an in-lieu fee defined in the ordinance. The in-lieu fee does not apply to rental developments.
New for-sale housing developments and condominium conversions involving less than two units and new rental housing developments with less than four units are exempt from this ordinance.
Affordable Housing Fund Report FY2009-2010 and FY2010-2011 (510) 577-6002
The City’s Affordable Housing Trust Fund (“Fund”) was established to receive fees and/or monies from other sources in connection with approval of a development project. Monies deposited in the Fund must be used to increase and improve the supply of housing affordable to moderate-, low-, and very low-income households in the City. Fund monies shall be used to construct or convert a development to affordable housing or assist other governmental entities, private organizations or individuals to do so. Receipt of these funds requires the City to provide an annual report to the City Council on the status of activities undertaken with the Fund. The City Council approved the Draft FY2009-2010 and FY2010-2011 Affordable Housing Trust Fund Report (“Report”) at its October 3, 2011 Council Meeting. Attached is the final report.
The Rent Review Program offers mediation/arbitration of rent disputes between tenants and landlords. Mediation/arbitration is provided by a five-member community board appointed by the City Council. The Rent Review Board meets on the fourth Tuesday of each month. Please call the phone number above to determine if you have an eligible case for the Rent Review Board to consider.
