Rise Housing Solutions administers and monitors the City ’s Below Market Rate (BMR) Housing Program. As part of program management activities, Rise Housing assists existing homeowners interested in selling, refinancing, paying off their down payment assistance loan or making capital improvements to their home. Please email for assistance.
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AC Boost is an innovative $50 million program designed to help middle-income households afford to buy a home in Alameda County. AC Boost gives buyers a boost, providing loans that are intended to bring homeownership within reach of households who would otherwise not be able to afford to purchase a home in Alameda County. AC Boost provides loans of up to $210,000 (depending on buyer income and need). Loans are interest free and have no monthly payment during the time that a household owns their home. Instead, the program requires repayment only when (1) the 30 year term has ended, (2) the home is sold prior to the 30 year term ending, (3) the owner would like to take cash out of the home in a refinance or (4) the owner no longer wishes to occupy the home. At that point, the owner repays the amount that they borrowed plus a proportional share of the increase in the value of their home. Check out the eligibility requirements to learn whether AC Boost is right for you.
A-1 Community Housing Services in partnership with Alameda County will be launching the Alameda County Foreclosure Prevention Program for Small, Low-Income Property Owners (FPP). FPP will provide financial assistance to eligible small, low-income property owners, who are at risk of foreclosure or are in foreclosure, because of nonpayment of rents during the COVID-19 pandemic and during the period of the Alameda County Eviction Moratorium. Alameda County Small, Low-Income Property Owners can apply for up to $75,000 in assistance from October 2 - November 6, 2023.