COVID-19 Business Resources

COVID-19 Business Resources

COVID-19 Business Resources
 
Last updated on September 14, 2021 


Click HERE for the COVID-19 Temporary Outdoor Facility Registration Program


NEWS: San Leandro Commercial Eviction Moratorium

Like in many communities, San Leandro's commercial eviction moratorium will end on September 30, 2021, when the Governor's executive order authorizing commercial eviction moratoria expires. Some protections will remain, including a period of at least 120 days during which a tenant can pay the rent that they had not paid during the moratorium. Visit the City of San Leandro's Frequently Asked Questions webpage for more information about the end of the moratorium, including the ban on late payment fees and the extension of repayment.

In collaboration with Start Small Think Big and SCORE, the City of San Leandro will hold a free webinar on Monday, September 20, 2021 on the legal and business aspects of eviction and the expiration of the commercial eviction moratoria. Speakers from Start Small Think Big, which connects small businesses with free legal assistance, and SCORE, which provides no-cost business counseling, will talk about next steps for businesses. An attorney from Best Best & Krieger LLP will also talk about the legal specifics. Please register for this event.

Loans & Grants

California Small Business COVID-19 Relief Grant Program

The California Small Business COVID-19 Relief Grant Program is currently accepting applications for both Round 8 and Round 9. Available grants range from $5,000 to $25,000, depending on revenue.

The deadline for Round 8, which targets non-profit cultural institutions only, has been extended to September 30, 2021.

New applicants are invited to participate in Round 9 of the California Small Business COVID-19 Relief Grant Program from September 9 until September 30.

Additional information about applications and eligibility criteria can be found at CAReliefGrant.com. See the One-on-One section on this page for organizations that can help with completing applications.

Office of the Small Business Advocate (CalOSBA)

The State of California also provides a list of Funding Programs.

Kiva

Loans up to $15,000 at 0% interest are available through this non-profit lending group. Borrowers with strong connections with their clients are most likely to qualify. Non-profits may apply as well. Collateral is not required and there is a 6-month grace period on repayment. Info and application.

State of California's iBank Program

This program is designed to make loans available to business owners who do not qualify for federal/SBA loan programs, including undocumented immigrants. You can apply or get more information through the partners listed on the Small Business Finance Center website.


Human Resources Hotline Established for COVID-19 Questions

The Alameda County Workforce Development Board has partnered with the California Employers Association to provide Alameda County businesses with a NO-COST HR Hotline - 888-202-5668. Human Resources Experts will provide guidance on:

  • Hiring & Firing Processes
  • Paid Sick Leave Laws & FMLA
  • Breaks, Lunches, & Overtime
  • Employee Handbooks
  • Harassment Prevention
  • COVID-19 Questions

City Limits Fees from Third Party Food Delivery Companies

In support of local businesses in San Leandro, the City of San Leandro has issued a declaration establishing a temporary limit of 15% on fees charged to restaurants by third party food delivery companies. This declaration took effect on July 13, 2020 and remains in effect until the end of the local State of Emergency. 

For more information and background, you can view the staff report and declaration and its subsequent amendment or contact Katie Bowman, Economic Development Manager, at kbowman@sanleandro.org or 510-577-3327.


General COVID-19 Business Resources  

For assistance applying or understanding what resources are best for your business, you may reach out to the Alameda County Small Business Development Center, where free advisors are available by phone or email in multiple languages.  They can help with applying for relief, guiding you through available resources, cash flow concerns, supply chain interruptions, workforce capacity, insurance coverage and more - at no cost. You can learn more at www.acsbdc.org and reach them at 510-516-4118 or info@acsbdc.org.  They recommend that you apply for counseling so that an advisor knowledgeable in your type of business can respond.

For updates on local resources and connections to the San Leandro business community, visit the San Leandro Chamber.  They have a listing of Open Essential Businesses, information on available resources, and are holding webinars to help you re-calibrate your business and prepare for the new normal.

Health Orders & Guidance

Employer Update - COVID-19 Workplace Standards

On June 17, Cal/OSHA, the Occupational Safety and Health Standards Board for the State of California, approved revised California workplace requirements (COVID-19 Prevention Emergency Temporary Standards (ETS)). These changes were made in conjunction with California moving "Beyond the Blueprint", fully reopening the economy and lifting most of the public COVID-19 restrictions on June 15.

These updated workplace regulations are in line with the state's latest COVID-19 public health guidance, which takes into account current levels of COVID-19 and vaccination rates. The updates include changes to face coverings and physical distancing requirements.

Visit Cal/OSHA ETS for workplace requirements.

Businesses can learn more in Cal/OSHA's Frequently Asked Questions, or see a handy PowerPoint overview in the Alameda County Public Health Employer Update. Employers can also contact the Cal/OSHA District Office at DOSHOAL@dir.ca.gov or 510-622-2916 with questions. Information is available in multiple languages.

Alameda County Public Health Order

 

Click Here for Health Officer Order No. 21-01 of January 25, 2021.

For the most up-to-date and accurate information on the Health Order, visit https://covid-19.acgov.org/index.page 

NOTE: Where there are differences between the local Health Officer’s order and the State’s order, the stricter restrictions apply.

http://www.acphd.org/2019-ncov/shelter-in-place.aspx

Visit San Leandro’s COVID-19 page for other local updates and information on city services, health resources, and city park tips.

SBA Loans & Grants

 Paycheck Protection Program

The Paycheck Protection Program application period ended on May 31, 2021.

Click HERE for Frequently Asked Questions about PPP Loan Forgiveness 

Recipients of PPP loans of $50,000 or less will be able to apply for forgiveness using a simplified application that was released Thursday, October 8, 2020 by the Treasury and the U.S. Small Business Administration (SBA).

A new interim final rule (IFR) provides new guidance concerning forgiveness and loan review processes for PPP loans of $50,000 or less. Under the IFR, PPP borrowers of $50,000 or less are exempted from any reductions in forgiveness based on:

  • Reductions in full-time-equivalent (FTE) employees; and
  • Reductions in employee salary or wages

The IFR streamlines the forgiveness process for PPP borrowers of $50,000 or less because they will not be required to perform potentially complicated FTE or salary reduction calculations. Borrowers of $50,000 or less still will have to make some certifications and provide documentation to the lender for payroll and nonpayroll costs. 

SBA’s Economic Injury Disaster Loan

Economic Injury Disaster Loan Application Portal re-opens for new applications

SBA has reopened the Economic Injury Disaster Loan (EIDL) and EIDL Advance program portal to all eligible applicants experiencing economic impacts due to COVID-19.

Now that the EIDL and EIDL Advance application portal is accepting new applications, additional small businesses and non-profits will be able to receive long-term, low interest loans and emergency grants – reducing the economic impacts of COVID-19 on their businesses, employees and the communities they support.

  • Visit the SBA EIDL page to learn about how to apply for a loan. 

To learn more about how EIDL funds have been distributed across the nation, click HERE. 

San Leandro Eviction Moratorium

On March 23, 2020, the San Leandro City Council passed an eviction moratorium for residential and commercial renters.  The ordinance temporarily stops evictions for non-payment of rent due to a substantial loss of income because of the COVID-19 pandemic.  Examples of COVID-19-related income losses that would trigger protections under the ordinance include the requirement to close or reduce operations of a non-essential business due to the shelter-in-place order or lack of business due to reduction in customers.  The moratorium expires in alignment with that of the State of California on September 30, 2021, after which point tenants are required to repay their rent with 120 to 180 days of the end of the state of emergency.

Visit the City of San Leandro's Frequently Asked Questions webpage for more information about the end of the moratorium, including the ban on late payment fees and the extension of repayment.  Commercial tenants who have questions may reach out to Dhez Woodworth of the San Leandro Economic Development Division at  dwoodworth@sanleandro.org.

Financial Relief

California Bill Provides $6.2 Billion Tax Break for Small Businesses

Governor Gavin Newsom has signed a bill that will give small businesses hit hardest by the pandemic a $6.2 billion tax cut over the next six years - a critical lifeline that will help get small businesses back on their feet, and an important component of California's economic recovery strategy. Under this legislation, forgiven federal PPP loans that businesses received during the pandemic will not be counted as taxable income, and these businesses can also deduct the costs of expenses that those loans paid for.

Mortgage and Debt Relief

Consumers and homeowners may be eligible for financial relief after contacting their financial institution. Citigroup, JP Morgan Chase, US Bank, Wells Fargo, and nearly 200 state-chartered banks, credit unions, and services have committed to providing relief for eligible consumers and homeowners in California.  This may include mortgage-payment forbearances of up to 90 days, debt payment plans or other forms of relief.  Contact your lender or visithttps://dbo.ca.gov/2020/03/25/covid19/. 

State Payroll Taxes

Employers experiencing a hardship as a result of COVID-19 may request up to a 60-day extension of time from the Employment Development Department (EDD) to file their state payroll reports and/or deposit state payroll taxes without penalty or interest. A written request for extension must be received within 60 days from the original delinquent date of the payment or return.  Learn more at https://www.edd.ca.gov/about_edd/coronavirus-2019/employers.htm. 

Property Tax

While property taxes were due on April 10, 2020, the Alameda County Office of the Treasurer and Tax Collector Alameda County has offered a program for taxpayers who have demonstrated COVID-19 related circumstances and are not able to pay.  Such property owners may request a waiver of delinquent penalties, interest, or costs.  Learn more at https://treasurer.acgov.org/treasurer-assets/docs/COVID%20Penalty%20&%20Interest%20Waiver%20Policy%20-%205.31.pdf

Electricity and Gas

Commercial - PG&E has suspended shutoffs during this time, and customers can apply for a payment plan by logging into their account.  You can find more about what they are doing at https://www.pge.com/en_US/about-pge/company-information/protective-protocols/covid19-protections.page#businessCustomer

Residential – East Bay Community Energy wants to help its customers access financial assistance during the COVID pandemic. If you have recently lost your job or been furloughed, you may be eligible for up to a 35% discount on your electricity bill. Learn more at https://ebce.org/CARE/.

Water

East Bay MUD has suspended shutoffs during this time, and customers can apply for a payment plan by logging into their account.  Learn more at https://www.ebmud.com/customers/billing-questions/financial-assistance/#payment-extensions

Ongoing Business Support Resources

One-on-one Advising

Alameda Small Business Development Center (SBDC)
Phone: 510 516-4118
Email: ACSBDC@ohlone.edu
Website: https://www.acsbdc.org/

AnewAmerica Women’s Business Center
Phone: (510) 532-5240
Email: sdial@anewamerica.org
Website: Anewamerica Women’s Business Center, Oakland

East Bay SCORE - free business mentoring
Phone: (510) 273-6611
Email: help@score.org
Website: https://eastbay.score.org/

Employee Resources – Job Search Assistance, resume review, etc.

Eden Area One Stop Career Center
Phone: (510) 323-1104
Email: EdenAreaAJCC@rubiconprograms.org
Website: www.edenareaonestop.org

Employer Resources – to assist laid off employees or in hiring

Alameda County Workforce Development Board
Contact: Javier Contreras, Rapid Response Coordinator
Phone: (510) 259-3831
Email: javier.contreras@acgov.org

Legal Resources

Alameda County Superior Court Self-Help Center - offers options of phone and video consultations as well as a live chat feature

Lawyers' Committee for Civil Rights - offers free, monthly legal clinics. Register here. Have specific questions or need assistance with lease review/negotiations? Complete this form to be matched with a pro bono service provider. You can contact them by emaiing lse@lccrsf.org or calling 415-543-9444 x217

Alameda County Bar Association - for a lawyer referral

Start Small Think Big - provides free legal, financial, and marketing services to eligible small business owners.