BUSINESS FINANCING

INDUSTRIAL DEVELOPMENT BONDS

A federally funded service with state oversight to encourage manufacturing business investment, create manufacturing jobs and accelerate industry growth. Economic Development staff can assist with application procedures and contracts. For more information please call (510) 577-3311.


KIVA MICRO-LENDING

 

The City of San Leandro serves as a Trustee for the Kiva Zip Micro-Lending program, offering small businesses zero interest loans up to $5,000. For more information, call (510) 577-3311.

 

 


GOVERNOR'S ECONOMIC DEVELOPMENT INCENTIVES

The GEDI programs include The Manufacturing & Sales and Use Tax Exemption, California Competes Tax Credit and the New Employment Credit. Economic Development staff can assist in identifying which of these programs may be applicable for you.  For more information Click Here or call (510) 577-3311.


 

 

PACIFIC COMMUNITY 

PCV provides affordable small business loans ($10,000 – $200,000) to Bay Area businesses that are creating quality jobs in local communities.    

For more information Click Here. 


 

 

OPPORTUNITY FUND

The Opportunity Fund is a nonprofit financial institution that provides microenterprise loans. The program is   dedicated to serve low-income entrepreneurs who need a small loan to start their business. The average microloan provided is $10,000. For more information Click Here.



 

WORKING SOLUTIONS

Working Solutions provides microloans for local startups and existing businesses located in all nine counties in the Bay Area.  The loans range from $5,000 to $50,000 and operate for five year loan terms. Interest rates range from 8-10%. For more information Click Here. 

 

 

 

ALAMEDA COUNTY SBDC

The Alameda County Small Business Development Center offers advisory services to analyze your situation, prepare projections, and help increase your  odds to secure loan funds. Click here to learn more and apply for counseling services.